FTC flag, September 28, 2026. Open Enrollment is the window.
They want the number on the red, white, and blue card. The pitch is a plan check, a new card, or a refund. Medicare does not call to confirm that number. Hang up. Look at the Medicare Summary Notice. A charge you do not recognize is the tell.
Open Enrollment runs October 15 to December 7. The legitimate mail is the handbook and the plan packet. The call that asks you to read the card is the scam.